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Compare top-rated, FCA-regulated advisors. Get clarity on your retirement, investments, and tax strategy.
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Review expert advisors side-by-side. All are fully regulated by the FCA.
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Speak to our team. If our service suits you, we’ll connect you with an advisor for a free first meeting.
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Why Choose MoneyNest UK?
Your trusted partner to navigate complex finances.
FCA Regulated
All advisors meet strict UK standards and hold recognised qualifications (CII, PFS).
Clear Costs
Typical one-off advice fee: 1-2% of assets (min. £995). First meeting is always free.
Flexible Meetings
Choose video, phone, or in-person with a local advisor.
Trusted Expertise
Advisors have over 40 years of experience and have helped 65,000+ clients.
Top Financial Advisors: Compare Side-by-Side
Hargreaves Lansdown
UK's Largest Investment Platform
💼 Types of Advice
- Investment Advice: Refine and align your portfolio to your goals.
- Financial Planning: In-depth retirement, tax, and estate planning.
✅ Key Benefits
- Over 40 years' experience & trusted by 65,000+ clients.
- Advisors hold advanced CII diplomas in financial planning.
- Free first meeting to discuss your goals.
💰 Typical Costs
- One-off advice: 1-2% of assets (+VAT, min. £995 for investment, £1,495 for planning).
- Ongoing advice: 0.365% annual fee (optional).
💎 Perfect For
- Serious investors & those nearing retirement.
- People needing help with tax-efficient accounts (ISAs, SIPPs).
- Complex situations like estate planning.
RBC Brewin Dolphin
Entrepreneur & Business Specialists
📋 Key Expertise
- Entrepreneur planning: Exit strategies, diversification, and protection.
- Tax-efficient investing: Using pensions and Business Relief (BR) for IHT.
✅ Key Benefits
- Specialist team for business owners and high-net-worth individuals.
- Holistic approach: connects you with venture capital, lawyers, accountants.
- Can help you calculate your 'magic number' for a business sale.
🛡️ Protection Focus
- Advises on key person, shareholder protection & cross-option agreements.
- Stresses the importance of an up-to-date will for business owners.
💎 Perfect For
- Entrepreneurs and business owners planning an exit.
- Those needing integrated tax and investment advice.
- Individuals with complex estates or family businesses.
Trusted by UK Investors & Entrepreneurs
"The clarity I got from my HL advisor on my pension and tax was worth its weight in gold. The first free meeting helped me decide."
"As a founder, planning my exit felt overwhelming. Brewin Dolphin helped me understand my 'magic number' and set up protection for my family."
"Simple, clear comparison. I understood the costs and found an advisor who specialised in estate planning for my situation."
Frequently Asked Questions
All advisors must have a diploma in financial planning (or equivalent) recognised by the FCA. Many, like those at HL and Brewin, have advanced diplomas from the Chartered Insurance Institute (CII) and are members of the Personal Finance Society (PFS).
Costs vary. For one-off advice, a typical fee is 1-2% of the assets being advised on, with minimum charges (e.g., HL's min. £995). Ongoing annual advice can cost around 0.3-0.5% per year. Crucially, the first meeting is always free.
Business Relief can reduce the Inheritance Tax (IHT) due on your business shares when you pass them on. From April 2026, the first £1 million of qualifying assets are 100% relief, with 50% relief on the next £1 million. It's a complex area where expert advice is essential.
Beyond business premises insurance, consider: 1) Key person protection if a crucial team member falls ill. 2) Shareholder protection with a cross-option agreement to ensure business continuity. 3) An up-to-date will to control who inherits your shares.